Five Ways to Squeeze Money for College Out of Your iPhone 3G and Computer

Saving money every way you can will help pay for the laundry list of college costs. If you’re already eating Ramen noodles and carrot sticks for lunch and dinner, turn your attention to the computers, cell phones and other electronics you already have. Use these tips to save some of your funds by rethinking how you use your technology.

1. Sell old electronics. If you have a broken iPhone 3G, cell phone, computer or any other electronic device, get rid of it by selling your electronic gadgets online for some cash. Online companies will take your electronics whether they work or not, mail you a check or transmit funds via your PayPal account and then recycle your electronics.

2. Hold off on the iPhone 3G or Blackberry. Between my freshman year in college to graduation day, I went through four different cell phones. I dropped two cell phones one too many times and the other two simply broke. I know friends and family to damaged their pricey iPhone in a moment of carelessness. With a disheartening crack, the iPhone met the floor or cement and the advanced iPhone 3G becomes a worthless bit of plastic. If you’re salivating over the new iPhone 3G or Blackberry Bold, think about acquiring a basic cell phone until you have more funds. Getting the cheapest (sometimes free) phone instead of an iPhone or Blackberry with a two-year contract can save you up to 9 in upfront costs. Consider getting a phone with only a local coverage area or a pre-paid phone that you use only for emergencies or for finding your classmates to get that group project done.

3. Limit your text message usage. It’s easy to get carried away when text messaging. Almost 80 percent of college students use text messages with the average student sending and receiving 115 messages each month, according to Campus Media Group. If you’re obligated to a cell phone service contract, then save a chunk of money by limiting your text messages or eliminating your text message package altogether. Assume you pay per month for sending and receiving 75 messages. Slashing that expense could save you 0.00. The alternative to text messaging leads us to our next point.

4. Communicate with your friends by using social networks more often. What do you do if you want to save money on text messages? Get on MySpace, Twitter, Facebook or the social media network of your choice whenever you pass by the school library or computer lab. Students can still keep in touch in real time through these sites without having to pay 20 cents per text message.

5. Ditch the cable TV. In the last 13 years, cable rates have increased 122 percent to a current average of .65 per month. Cancel your cable services and legally watch cable TV shows, such as South Park, on the Internet for free on sites like hulu.com. Stop paying those monthly cable fees by watching your must-watch shows on your computer and save an average of 0 per year.

Be creative with trimming your expenses. Your iPhone, Blackberry, laptop, game consoles can help you with your finances. Sell what you don’t need and save the money you don’t need to spend to pay for college expenses.

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A Great Way to Save Money on iPhone Gaming

With the rise of users of Apple’s iPhone, more and more software developers are making really cool games for your mobile on the road. It is said that iphone gaming will rule over the world (of gaming at least), and software developers are responding to such calling. Plug in the iPhone and you are good to go, being on the road should will not be boring that is for sure.

It is one of the great ways to save money to be involved in this because you can still enjoy cool games and graphics with a portion of the cost as compared to other gaming platforms such as Sony and Nintendo. With being more practical with money nowadays a must, the iPhone gaming era is worth considering.

With all of the many game developers out there for the iPhone, you can get any game that tickles your fancy, from puzzles to rpg games and the list goes on. But if your the type of person who wants to have “bang for the buck” games on iPhone gaming without compromising the fun and excitement, here is a trick that you can do.

Independent software developers launching new exciting games and concepts are the thing to watch out. They opt to launch unique and new games that may bring the iPhone gaming era to a whole new level. Buying ot testing games from them will give you the first hand experience of what is it to come with the future of iPhone gaming.

The good thing about this is that when they launch, you can either have it for free as a tester or for a cheaper price than the iPhone app store, or many have many bonuses. But do not let the price fool you, it is cheap because they are in the launching stage, but may even be cooler and more exciting than more costly games out there.

Many people are doing this not only to save some money, but also to see the promise of the future of iPhone gaming, the independent developers.

Saving money and gaming often do not usually come along, but with the launch of many independent software developers out there such as Beteo Games (http://www.beteogames.com), this will definitely sell out. Do not be left behind on the future of gaming, with the with the promise of the future, you are sure to go for more iPhone gaming fun with a portion of the app store.

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Mobile Home Park Money Trees

Mobile Home Park Money Trees

Mobile home park investors across the nation are raking in the dough while countless single family home real estate investors are struggling to turn a monthly profit. Okay, so it’s not exactly like investing on Madison Ave. However, if you have the knowledge you can do just as well as the Donald Trump in real estate. Just ask Jim Clayton of Clayton homes who sold his company and portfolio of mobile home parks to Warren Buffett for a cool .7 Billion dollars!

Why are mobile home parks the “red-headed stepchildren” of the commercial real estate investment world? Perhaps one of the reasons why most investors ignore this lucrative asset class, other than for obvious eye sore reasons and the negative connotation associated with mobile home parks (we like to call it the Jerry Springer effect), is because they believe it requires too much up front cash and a personal income statement well above their means. This might be true if you were trying to finance your property through a large bank, however many mobile home parks are purchased with much less than 20% down and with little financial reserves in the bank. In fact, many of these mobile home parks are purchased with seller financing.

Small to medium sized parks are typically owned by “mom and pop owners” that have been running or overseeing the managers of their respective parks for a long time. Many of these owners have mobile home parks that have a large vacancy due to the glut of repossessed mobile homes caused by the mobile home industry overheating in the late 1990’s. It is difficult for these owners to refinance or sell the mobile home parks conventionally due to the significant vacancies in their park.

Furthermore, some of these same owners prefer doing business the old fashioned way (without bankers / real estate brokers). In other words, a large percentage of mobile home park owners would rather take some initial financial consideration, make a nice profit each month off the interest on their note and not worry about the day-to-day issues of running the park. Additionally, many do not want to deal with a large tax problem if they sell the park outright. Sure they could 1031 exchange it into something bigger; but then they would be in the same situation all-over again.

Investing in mobile home parks is an absolutely beautiful thing! Not only is it a long term land play, but you have NUMEROUS ways to make money through multiple “profit centers” in a park. Single family homes and apartments are a “one trick pony” with only one source of revenue… the rent payment. It is much easier to achieve your financial goals with mobile home parks due to the following reasons:

1. The parks are usually in a less than favorable part of town. Therefore the land is cheap and you will be spreading that cost over numerous mobile homes.

2. Provided you purchased the right mobile home park, there will be vacancies for you to bring in extra mobile homes. (Yes, that’s right….you want at least 20% of the park vacant so that you have a huge upside!) You’re healthy, sharp and full of energy so you’ll improve the quality of the park, raise rents and maximize your rent roll. By the way, this will immediately increase the value of your mobile home park through the cap rate valuation.

Example

30 Space Park, 0 a month Rent Roll (50% Vacant) = ,000 yearly rent

,000 – 15,000 (33% of rent goes towards Operating Expenses) = ,000

,000 (N.O.I.) / 9.0 % (cap rate) = 3,333 (Your Purchase Price)

The Upside:

30 Space Park, 100% Occupancy, 0 a month rent roll = 5,200 yearly rent

5,200 – ,560 (30% park operating expenses) = ,640

,640 (N.O.I.) / 9.0% (cap rate) = 6,000 (at 100% occupancy)

Over 0,000 profit!

3. If the cash flow of a park is low, you can add additional revenue by putting in a coin operated laundry mats, vending machines, lawn service, day care service, self storage, etc.

4. You can purchase mobile homes at a 40%-50% discount and resell them on terms (either with a lease option or note). Home ownership is the American dream so when you advertise “Own your own home, 00 down, low monthly payments – Bad credit OK, call Boca Vista Mobile Home Park” your phone will ring off the hook, trust me. From there you take their down payment and have them sign your lease option paperwork that details the term of their loan with you. So why sell them one of your mobile homes….isn’t that an asset to the park you ask? Yes, but:

A. You now collect the lot rent. Pure profit with no additional expense.

B. Now you have someone in your park that has pride of ownership and will most likely take better care of the mobile home than a renter.

C. No costly maintenance. The buyer is responsible for all maintenance.

D. You can purchase the mobile home at wholesale cost and sell to your customer for retail. In many cases, you can double your money on each home. In addition, you charge an interest rate of 10-15%.

E. Some of your buyers will not finish out the loan term and will give you back the home in good condition. At that point, the property is 100% yours again, you’ve pocketed the 00 option payment and you start the process all over.

As you can see, mobile home parks are an amazing real estate investment. Where else can you find an income property with so many profit centers (with the exception of self storage). Mobile home parks are huge cash cows and ultimately will become a land play. Take advantage of the untapped opportunity that exists today in the mobile home park industry before it is discovered by the masses!

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iPhone May Not Be Worth The Money

Before release, everyone anticipated the iPhone with restlessness, and then with great reviews under its belt, the gadget became the center of attention in today’s high-tech universe. What’s funny to me is that everyone’s pointing out only the upsides of the iPhone (probably because they want to sell it to you). I believe the iPhone is very neat, but is it worth the money or a rip-off? That’s what I’m here to tell you.

One major downside and complaint of the Apple iPhone is its battery’s life. Because of the high-tech features such as multi-touch technology, revolutionary sensors, and nearly the same operating system as in the Mac, the battery is drained easily. Truth is Apple released the iPhone before creating a top-tier battery.

iPhone exclusively using AT&T’s Edge is yet another major complaint. The data network is sluggish compared to other more developed networks today. Apple has claimed this feature isn’t a major drawback, well, because the gadget had been designed to be notorious about receiving broadband connection via Wi-Fi Hotspots. Simply, the network is slower than what you’re used to with your computer.

The iPhone doesn’t support the sophisticated 3G technology for no particular reason. It’s a mystery. MMS functions aren’t even provided in the iPhone. Nor are voice dialing or recording. This means that it’s only a dual-band mobile phone.

Tackling messaging, there is no instant messaging. Therefore, you’ll have to stick to plain and simple e-mails. This can be a drag in the business setting. And what makes matters worse, you can’t copy and paste important data.

The iPhone doesn’t have a memory slot at all. Apple claims there is sufficient built in memory, yet consumers today expect to have the feature of external memory. Therefore, Bluetooth capabilities are weak an do not support file transfers or A2DP. Again I ask, what use does the iPhone have for businesspeople?

Okay. I’m being a little harsh. The Apple iPhone is still the best handheld phone on the market, but that doesn’t mean there’s not room for improvement. It’s possible Apple is saving the upgrades for the next addition of the iPhone.

The iPhone has revolutionary features as said previously. We’ve never seen anything like it, but is it in comparison worth the money? If you need the best there is then possibly. It’s a nice toy but may not be as valuable as priced.

The gadget’s value also depends on what you’ll be using it for. If you’re a businessman, you might want to stick to your current PDA until the Apple iPhone is upgraded. If you’re looking for the most high-tech, hottest toy on the market that you can use to surf the internet anywhere (for entertainment purposes) it may be worth the investment for you.

Apple did quite well with the iPhone. Note that this article is only about the downsides. Of course, there are many perks you should know before deciding whether to get the iPhone.

Wait! Did I mention you’re stuck with a two-year contract if you buy the iPhone?

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Contract Mobile Phones: Save the Money and Time

Today mobile phones are the indistinguishable part in our life. Mostly all the person in UK are using the mobiles. Therefore, it is not possible to communicate anytime without mobile. Mobile phones world has matured at a very fast pace. Whether you are far apart from your relatives, friends or employees, you will always be in touch with them with the help of mobile phones. As mobile users are increasing, the companies of mobiles are also increasing. There are many mobile giants in the market now, who are ready to provide you latest and full of newborn technology mobile phones. As companies have launched new mobile phones, with it, the networks are also increasing at a good pace and all the networks are providing attractive offers to the users. Every one wants to get the plan or network with attractive benefits; with it, the network providers also keep making changes in their plans and offers. Therefore, users want to get the plan that is not for the long time.

Now you will find different options with the best dealings for using the mobile. Contract mobile phones are one of them. Contract mobile phones are the good and cheap plan for the users. If you search the net by all means, you will find many network providers who are providing the attractive and cheap plans. Contract mobile phones are too good to refuse. Contract mobile phones are the right tariff plan that can be the best option for you and your requirements. Contract mobile phones plans are provided for a fix time of 12 months and 18 months. In the dealing of the contract mobile phones, you are to sign on contract deals. It may be a long time for you, but contract mobile phones deals are better than other mobile deals.

Contract mobile phones deal is good because contract mobile phones come with numerous peaks and off peak plans apart from a large number of voice and text message offers. The advantage of the Contract Mobile Phones is its 3G internet service that is the best option for the net users. Video calling, Bluetooth, GPRS, 3G, WAP, Internet, and WiFi are the key features of the contract mobile phones. You will find many network providers, who are providing contract mobile phones deals such as O2, T-Mobile, Virgin, and Vodafone and so on. Therefore, do not wait, go to any cyber café or directly to the network provider agency and sign for the dealing of contract mobile phones. It will be the best that suits your budget.

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Is The iPhone Worth The Money?

The recent release of the Apple iPhone has caused a lot of buzz. The phone for many is a must have for its ease of use, great features and the iPhone is also a very cool status symbol. But at 0 is it worth the price?

The iPhone has some amazing features. Starting with its operating system OS X. This operating system is familiar to anyone who has used a Mac. The OS X is simple, clean and easy to use. In this hand held device it is very similar to that of a desktop system. You can easily access your widgets, Safari, text messaging, notes, calendar, email and every other feature that you are accustomed to with the desktop version.

The built in sensors on the iPhone’s touch screen is very unique and fun. The sensors make it easy to zoom in or out with just a pinch of two fingers. It is also easy to scroll through photos or other files by swiping your finger tip in which ever direction you want to scroll. This feature is fun, easy and very practical. The sleek design and sensor navigation makes this phone unparalleled.

The iPhone comes with its own built in 2.0 mega pixel camera. While this may seem like it is low pixel, the phone actually takes very good photos and images. It is also very easy to exchange photos to or from your Mac. You can also easily add photos to your address book so that when you get a phone call the image of the caller will appear.

Making a phone call has never been easier on a cell phone. To make a call, all you have to do is touch a name or a phone number. While the call part might seem like a basic feature, the iPhone has found a way to make it easy and practical.

The iPhones Internet feature is also great. The phone comes with a very advanced web browser which allows you to synch bookmarks from your home computer. Safari also has a built in search with Google and Yahoo. The iPhone is great for multitasking as it allows you to browse the web while you are downloading files.

One of the most fun features of the iPhone is that you can so easily access youtube. How great is it to be able to watch youtube videos to pass the time while waiting on a train or an appointment. The sliding touch screen allows you to easily scan for videos and the resolution and sound are surprisingly good.

You don’t have to worry about getting lost if you have your iPhone on you. With the iPhone you can quickly go to Google maps for directions at your fingertips.

There are many other great features to the iPhone, but probably the biggest complaint is that you can only use the phone with ATT. This means that if you already have a phone contract with another cell phone service, you will have to either continue your payments with the old service provider in vain or pay the hefty contract canalization fee.

While the iPhone may be expensive and you may have to pay to cancel your old cell phone contract, I feel the phone is worth buying. The phone is fun, practical, easy to use and very cool. I don’t think you will be disappointed.

Website: www.jon4lakers.com Follow me on Twitter www.twitter.com

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Htc Touch Hd Contract ? Touch, Feels and Save Money

The latest Htc touch HD contract smartphone is surely an exciting 3G mobile phone with high-tech features. It is no longer bigger than the Apple iPhone and it has got remarkable features that can outclass other high-end devices in terms of its functionalities. Now, it has been launched in the UK on contract mobile phone deals. This device is directly followed from the revolutionary diamond edition. 

In fact, this innovative Htc touch HD contract phone sets as a best model in terms of jumbo screen size and quality as it comes with a large 3.8-inch WVGA Touchscreen that could boast as being the most sophisticated device in the market. Most significantly, browsing is also taken to be a new level with its high screen resolution of 480×800 pixels of widescreen that can hold most of web pages without having to scale them down. And, it allows its users to access high-speed internet using its built-in WAP 2.0/HTML web browser thanks to the latest HSDPA 7.2Mbps technology.

Moreover, in terms of camera specification, Htc touch HD contract phone has got a powerful 5-megapixel camera with autofocus and its secondary front-facing VGA camera allows its users to access video telephony with other contacts. All-in-all, this smartphone is based on the latest Windows Mobile 6.1 OS that offers its users to operate its functionalities very comfortably. Other notable features include Wi-Fi connectivity, Pocket Office (Word, Excel, PowerPoint and PDF viewer) EDGE, HSDPA and GPS Receiver. After, this device has some stiff competition with the new iPhone.

On the music entertainment, Htc touch HD contract mobile phone also includes an excellent music player that supports all common music files. Its users can also tune in songs using the built-in FM radio with RDS. The phone has a 3.5mm audio output jack and you can also enjoy listening to music through Bluetooth A2DP headset on the move.

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How Can A Regular Person Make Money On The Internet

I am sure you have heard that you can make money on the internet, and it is crucial you take it seriously seeing as how the economy is in the crapper. If you are looking for a way to make money on the internet which doesn’t require too many skills or isn’t that hard to learn then ghostwriting for other people may be on of the best ways to start.

The reason why it works so well is because you’ll be able to build confidence while you are looking for other ways to make money online. You will not be under any pressure to do too much too soon.

You’ll be able to see income coming in to take care of bills or other expenses while you continue to learn your craft. If you are worried about demand then don’t even think about it, as long as you are willing to do the work there is someone who will hire you. So if you are looking for a really easy way to get your feet wet then please consider ghostwriting as one of your best means to make money on the internet.

But as good as this method is it is just a starting point for you, your ultimate goal should be to use your own material to make money on the internet. There are so many way you can do this, keep your options open to discover the possibilities.

I do not believe there is any way for me to make you understand just how big the demand is for this type of service. There are hundreds of thousands of webmasters who need content written all the time. If you look on the internet you’ll see that it is entirely comprised of content.

Content is what makes the internet go round, without it there would be no reason to surf it. So content will always be needed, and there will always be people who are willing to pay you to do this type of work for them. All you have to do is sharpen your skills to the point that they are good enough to charge a good amount for.

If you want to make money on the internet and you are not for writing for other people then you can use your content on your own websites. The only thing you’ll need to make sure to do is have a way to monetize it so that it is profitable. Doing this won’t always be easy. There are several factors that go into building a successful business based off of your content. I would say the best way to make sure your content can make money for you is to make it entertaining, informative, and fresh.

If you do these things and you keep coming with more and more you’ll soon find that the money follows. Remember, offering your content for sale is a good way to get started, but you can always use your own content to make money on the internet as well. Do not be afraid to explore the possibilities.

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Make Money Online Business Affiliate Internet Marketing ? How To Get Started

Did you know that there are practically thousands of Americans and millions of people from around the world who make some extra cash by being an affiliate marketer? Yes, that statement is true. What’s better than that is that you do not have to be left out. You can also tap that market and make money online business affiliate internet marketing. If you want to find out how, then read on.

For those of you who does not know or understand the concept yet, affiliate marketing can simply be described this way. It is a marketing strategy where big companies hire other people to increase traffic in their website. And when visitors eventually turn out to become customers, the affiliate marketer who led them to the sites get to have a bonus of some sort. The whole concept is not really complicated. In a way, an affiliate marketer is like a real salesman who gets bonuses for every sale they make. Perhaps the only difference is, unlike an actual salesman, an affiliate marketer conducts almost all of his transactions online.

Now if that got you all excited, here are some tips that can help you get started to make money online business affiliate internet marketing.

1. Research
The purpose of your research is to do two things: one, to gain more knowledge about the trade and two, to help you find a niche market that you would want to tap. For starters, it would be best for you to select a single profitable niche first to concentrate on. Selling related products makes so much sense than bombing your potential buyers with a lot of hullabaloos at once.

2. Look for a company who would need your services
The search should not be too hard because currently, a lot of multi – million companies who sell electronics, computers and services have opened their doors to big and small affiliate marketers. You just have to contact them and ask how you can be of help in selling their products.

3. Explore ways to increase traffic in your affiliate company’s site.
To maximize your earning potential, try not to limit yourself with the regular means of advertising – by renting ad space in the Internet or bombing people with emails and messages. If you want to be more creative, you can try to be subtle by posting reviews and articles of the products you are selling at numerous blog spaces and article databases available on the web.

The idea is to have your potential customers be interested with your client’s products enough to have them click a link you provided somewhere within the articles or blogs you created.

4. And finally, when you have conquered the initial niche you have chosen, try to branch out to other niches.
This is beneficial for you in the sense that one, you get to have more opportunities to make money online business affiliate internet marketing and two, you get to have an additional security blanket. You can be sure that even if your first niche ended up declining, you have another to keep you going and earning.

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Make Extra Money Online And How Adsense Changed The Internet

Make Extra Money Online and How Adsense Changed the Internet

Ever since Google came up with the master idea that is AdSense, the web has transformed in a variety of ways no one would have ever suspected. Some of these are good changes others aren’t.

This is a small exploration of how a brilliant marketing scheme has taken the web by storm. It deals with the changes advertisers and publishers and even website visitors have undergone ever since AdSense has become a daily part of our on-line lives.

Even before AdSense came out a lot of people were advertising through AdWords. It ensured a lot of publicity through getting your site listed at the top in Google search queries. It took away a lot of the pain and price of SEO and the large amount of time you had to wait until you were finally on top. It made launching a website, a realistic way to instant profitability instead of a long term strategy with no immediate returns.

Through the use of AdSense, the possibility appeared of having your ads appear on just about any site on the Internet that has anything that even resembles your company is all about. And so it’s for that reason that AdSense has brought a new sense of advertising to the Internet. Before PPC poorly ranked web pages had to advertise offline to get any real initial exposure.

Companies no longer have to hire expensive professionals to create extremely elaborate advertising campaigns. There are no high costs of running your ads on websites which you have to personally look for.

All you do is come up with a couple of meaningful words for your business, sign up with Google AdWords and let Google take care of the rest of the equation. Although it requires day to day management automation saves significant time for advertisers.

Of course, probably the largest change in the way the Internet works due to AdSense comes from the publishers’ point of view. Whereas one would previously have to jump through many hoops to get a website to even support itself now people are making fortunes off their sites. This leads to motivation for content, and resources for web surfers.
That generally means site publishers have to worry more about what content lies on their site, and the overall way their pages look rather then be concerned with the economic specifics of maintaining a site’s profitability. Although time is invested in adsense, a large capital investment is not.

It’s no surprise that the blogging phenomenon exploded when AdSense came out a few years ago. Anyone could just write a page about a subject he was passionate about and making a living out of it through AdSense.
And thirdly, one can’t ignore the impact AdSense has had over the casual everyday web surfer. Whereas people used to not even notice banners altogether (which psychologically is a very interesting thing to observe) the situation is completely different for text ads.

People nowadays will take a long look at a sponsored ad. Why? Well because the whole setup brings forth a feeling of confidence about the advertiser. People don’t ignore a text ad as easily as they do a graphical banner.
Another thing to note is that graphical banners have become even less profitable nowadays. It is because of this that many people are walking away from affiliate type networks to AdSense.

Of course, there are bad effects as well, with people making websites solely for the purpose of running AdSense on them and just as well, with a large phenomenon of ‘click fraud’, people creating artificial clicks for various reasons.
But Google does try to control such behavior, and really isn’t to be blamed for such individuals’ actions. All in all Google AdSense is transforming the way the Internet works and it’s doing so mostly in a good way.

Now those with ideas can write them down, and make money from them. Those looking for content can find it easier, and those looking to attract a customer base can do so in a targeted way. Adsense has changed the internet through supporting the economic interests of businesses, and the utility of consumers.

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